PRODUCT HIGHLIGHTS
Planet Home Lending Correspondent division purchases government-backed FHA, VA, and USDA loans in addition to FNMA and FHLMC loans.
We’re also a strong partner in the Renovation market offering FHA 203(k) and FNMA HomeStyle loans, both delegated and non-delegated. We can customize our programs to meet your needs.
RENOVATION PRODUCTS
- Fannie Mae HomeStyle® and HomeReady®HomeStyle®
- Freddie Mac CHOICERenovation®, HomePossible® CHOICERenovation® and ChoiceReno eXPressSM
- FHA 203(k) – Standard and Limited
- VA Alterations and Repairs
LOCK OPTIONS
- Best Effort Commitment
- Mandatory Commitment including AOT
- Lock & Shop
- Lock TBD with ZIP Code
- No upfront fees
- Long Term Rate Lock Commitment
- Up to 180, 270, or 360 days
- 1% upfront fee at lock, refunded
at purchase
- Temporary Buydowns
- FHA, VA, USDA, Conventional
- 2/1 and 1/0 terms
FANNIE MAE
- RefiNow™
- HomeReady®
- MH Advantage®
- Texas Cash-Out
- Conventional LPMI Available
- Manufactured Homes
- eNote Purchasing
FREDDIE MAC
- Refi Possible℠
- HomeOne®
- Home Possible®
- GreenCHOICE Mortgages®
- Texas Cash-Out
- Conventional LPMI Available
- Manufactured Homes
- eNote Purchasing
FHA
- Conforming and High Balance
- Manual Underwrites
- HUD REO
• $100 Down
• Good Neighbor Next Door - Manufactured Homes
- FHA 203(h)
VA
- Conforming and High Balance to $1.5M
- Interest Rate Reduction Refinance Loan
- Manufactured Homes
- Manual Underwrites
USDA
- Purchase, Non-Streamline Refi
- Streamlined Refi
- Streamlined Assist Refi
- Manufactured Homes
CO-ISSUE
- FNMA – SMP
- FHLMC – Freddie CIX
- GNMA – PIIT
ASK US ABOUT OUR STAND-ALONE HOME EQUITY LOAN 2ND LIEN PROGRAM!
Download our latest version of our Product Highlights



