PRODUCT HIGHLIGHTS

Planet Correspondent division purchases government-backed FHA, VA, and USDA loans in addition to FNMA and FHLMC loans.

We’re also a strong partner in the Renovation market offering FHA 203(k) and FNMA HomeStyle loans, both delegated and non-delegated. We can customize our programs to meet your needs.

WHAT WE DO

Execution, Delivery & Lock Options
Delegated, Non-delegated
Best Efforts, Mandatory, AOT
eNote – Government, Conventional
Lock & Shop
Temporary Buydowns

AGENCY

Fannie Mae
RefiNow™
HomeReady®
HomeStyle®
MH Advantage®
Texas Cash-Out
Conventional LPMI Available
Freddie Mac
Refi Possible®
HomeOne®
Home Possible®
CHOICERenovation®
ChoiceReno eXPress®
Texas Cash-Out
Conventional LPMI Available

GOVERNMENT

FHA
Conforming & High Balance
Manual Underwrites
HUD REO
$100 Down
Good Neighbor Next Door
Manufactured Homes
203(k) – Standard & Limited
203(h) – Zero down

VA
Conforming & High Balance to $1.5M
Manual Underwrites
Interest Rate Reduction Refinance Loan
Manufactured Homes
VA Alterations & Repairs (reno)
USDA
Purchase, Non-Streamline Refi
Streamlined Refi
Streamlined Assist Refi
Manufactured Homes

NON-AGENCY

Gold, Silver, & Bronze Tier Solutions
Bank Statement
1099 Income Verification
Profit & Loss (P&L)
Asset Utilization
Foreign National
DSCR Business Purpose Solutions
Natural Person
Business entity / guarantor
Foreign National
ITIN

CO-ISSUE

MSR Delivery & Reconciliation
FNMA – SMP
FHLMC – Freddie CIX
GNMA – PIIT

ASK US ABOUT OUR STAND-ALONE HOME EQUITY LOAN 2ND LIEN PROGRAM!