PRODUCT HIGHLIGHTS

Planet Home Lending offers Conventional, FHA, VA, USDA programs. We are currently developing new programs to enhance our product offerings.

FANNIE MAE

  • MH Advantage (manufactured housing)
  • HomeReady
  • High LTV refinance option
  • Texas Cash Out
  • 105% CLTV with Community Second

FREDDIE MAC

  • HomeOne
  • Home Possibles

FHA

  • Streamline
  • 203k Standard and Limited
  • 203h 100% financing available for disaster victims
  • HUD REO purchase with Good Neighbor Next Door
    and $100 down
  • No overlays down to a 500 credit score
  • Sponsorship available

LOCK & SHOP

  • No upfront fees
  • One-time float down option, up to 120 days
  • Lock TBD w/ZIP code

 2/1 FHA/VA BUYDOWN

  • Reduce buyer payments without reducing sales price
  • Maintain full price for future comparable sales

VA

  • IRRRL to a maximum LTV of 125%
  • VA Alterations
  • DTI per AUS
  • Temporary buydowns
  • Sponsorship available

USDA

  • Purchase & Non-Streamline, Streamline, and
    Streamline Assist
  • No down payment or reserves required

PRIME JUMBO

  • Cash Out to 70% LTV
  • First Time homebuyers
  • Foreign Nationals
  • Non-Warrantable condos OK

NON-QM

  • Maximum loan amount $3mm
  • Bank statements up to 90% LTV

MANUFACTURED HOMES

  • FHA, VA, and Conventional financing options
  • Purchase, rate/term, and cash-out refinances available
  • Must be 1-unit multiwide dwelling
  • Financing available on new and existing homes

Download our latest version of our Product Highlights

MBA
Equal Op
US